Seamless Payments
Beyond Borders.
Effortlessly send money, settle bills, and convert
currencies instantly — limitless possibilities, zero
hassle.
Make Bill Payments Faster.





Send Money From One CAD Account to Another, Instantly.
With Instaflow, transferring money between Canadian accounts
is easier than ever. Whether you're sending funds to
friend or family, we've got you covered with fast, secure
transactions

Save on fees when sending your money across borders with the best exchange Rates
Maximise your savings with low fees and the best exchange rates when sending money across borders. Keep more of your money while enjoying secure, seamless international transfers.
Start Converting NowPay Your Canadian Bill With Ease
Never miss a payment again. Whether it's your phone, internet, utility, or credit card bills, you can pay all your Canadian bills directly through our app.
- Quick bill pay
Just enter your bill details, and we'll handle the rest. - Wide range of providers
From utilities to telecommunication services, we support all major Canadian billers. - Set up recurring payments
Manage your bills without worrying about deadlines.


How Our Borderless Payments Work
Getting Started is super easy. Follow the steps below and you're on your way to hassle-free borderless transactions
- Sign Up
Create your account in minutes with just a few simple steps. - Complete your KYC verification
Complete your KYC verification to unlock full access to Instaflows features and ensure a secure experience! - Start Transferring
Send money, pay bills, or convert currencies — all with a few taps.
Why Our Borderless Payment
App is Your Best Choice

Fast Transactions
Send money, pay bills, and convert currencies instantly, without delays.

Secure & Trusted
With bank-level encryption and 24/7 monitoring, your transactions are always safe.

No Hidden Fees
Transparent pricing means no surprises. You’ll always know the cost upfront.

24/7 Support
Need help? Our dedicated support team is available around the clock to assist you.
Frequently Asked Questions
Got Questions? Answers and advice from the Instaflow Team
How does Instaflow work? Instaflow makes managing your finances easy and seamless. With our app, you can quickly convert CAD to NGN and vice versa at competitive rates. You can also send and receive CAD or Naira to and from other users, whether in Canada or Nigeria, in just a few taps. Additionally, Instaflow allows you to pay Canadian bills directly from your account, all while ensuring fast, secure transactions. It's your all-in-one solution for cross-border payments, currency conversion, and bill payments.How do I send money between Canadian accounts? Simply sign in to the app, link your Canadian bank account, and select the recipient's CAD account to send funds instantly.Can I pay any Canadian bill through the app? Yes! Our app supports a wide variety of Canadian billers including utilities, telecom providers, and more.What are the fees for converting CAD to NGN We offer some of the lowest fees in the industry, with transparent pricing. You can check the fees and exchange rates before confirming any transaction.Is my money secure? Absolutely. We use bank-level encryption and industry-leading security practices to ensure your funds and personal data are protected.
Got more questions?
Find answers hereDownload the Instaflow App
Ready to Go Borderless?
Download the app today and experience the future of cross-border payments.
